Basic Documentary Requirements for Pag-IBIG Housing Loan Applications

If you're a Filipino planning to buy a home in the Philippines through the government's Pag-IBIG housing loan program, here are the basic documents that you will need to present upon completion of your down payment installments with the seller/developer of the property:

1. Housing Loan Application with recent ID photo of borrower (and co-borrower if applicable), 2 copies
2. Proof of Income (see related article entitled "Proof of Income - Documentary Requirements" for more on this
3. One (1) valid ID (photocopy, back-to-back) of Principal Borrower and Spouse, Co-Borrower and Spouse, Seller and Spouse and Developer's Authorized Representative and Attorney-in-Fact, if applicable
4. Notarized/Consularized Special Power of Attorney (SPA) form - if the Principal Borrower is working or living abroad. The borrower has to appoint a close relative living in the Philippines as his Attorney-in-Fact or AIF.
5. Transfer Certificate of Title (TCT) - latest title, Certified True Copy. For condominium unit, present TCT of land and Condominium Certificate of Title (CCT) >> certified true copy
6. Updated Tax Declaration (House and Lot
7. Contract-to-Sell or similar agreement between the buyer and seller
8. Vicinity Map/Sketch of the Property

Praying for the Bereaved Families of the Victims of the Resorts World Manila Tragedy

It is a lesson and an eye-opener for all of us.

In truth, I say this: I love Newport City and I still believe it is a 'dreamy' place to live in. But I have never been a supporter of gambling. It has dire consequences for those who cannot control themselves, as the incident last week has shown us. I only enjoy being at Resorts World Manila because of the theatre, the mall, and the ambience at Maxims Hotel which was sadly damaged by the fire.

I wish RWM learns its lessons, too. Repair lapses in security. Stricter policies for gamers. Psychological evaluation, even!

Relieved that the tumult did not reach the serene Megaworld communities around it.
Love to everyone.

NEWPORT CITY IS MY NEW SINGAPORE

SO INTO POSTCARD-QUALITY URBAN ARCHITECTURE...NEWPORT IS MY NEW SINGAPORE.
Photo 1: Parkview Square at Singapore Central. My favorite building! Picture taken in May 2014.
Photo 2: Marriot Hotel, Newport City, Pasay. Picture taken May 2017.
Photo 3: Maxims Hotel, Newport City, taken on May 2017.

If you look carefully at all three, they could all well be situated in the same business district! Love this discovery, love city life, love Newport City by MEGAWORLD.

If you're willing to invest 9M (Philippine currency) in a condo unit, I can help you call Newport your new home. It's one of the best decisions you'll ever make.

Carol 💜
homedriven@gmail.com

#DejaVuSingapore #NewportCityManila #Marriot #Maxims #Parkside Villas #MEGAWORLD

Right at Home in Newport City: A MEGAWORLD Township

It is certainly one of the hottest summers in Manila. Forty feverish degrees, can you imagine?!

So off I went a-hunting for a cool pool (in all aspects perfect for one sweaty family) and my fingers doing the walking eventually stepped into Newport City domain.

Marriott Hotel

No regrets eversince.

In search of an oasis I had walked into another world. No plastic bottles on the sidewalk, no smelly gutters, no noisy smoke-belching jeepneys to destroy the tranquility of my mind. It felt exactly like Singapore CBD! It was a deja vu experience of sorts. I had earlier thought of Pasay as nothing but another dirty neighborhood in the metropolis with grime and flies galore. Boy, was I wrong! Resorts World Manila was something I was familiar with. My son had performed there with his orchestra a couple of times. But it was not until I had the chance to walk down Newport Boulevard that I became convinced.

Pasay City life can be bliss. For as long as you're in Newport City, that is. Kudos to Megaworld for designing and developing this township. The mere sight of the Manila Marriot Hotel towering over the landscape brings profound relief to the senses.

And, surprisingly, even a glimmer of hope for this befuddled nation of ours.

Newport Boulevard

So are you staying in Manila for a significant period of time? I suggest investing in Newport City. Parkside Villas is the epitome of comfort, security, stress relief, brightness all around. Everything you need is actually within reach.

And space....plenty of divinely-given, precious space....all for your enjoyment and rejuvenation.

Contact me if you want to see the place firsthand or talk about the possibility of investing in a unit at Parkside Villas. Unit selection is from studio to three-bedroom. Unit size ranges from 41 to 124 square meters. Price range is from 6M to 19M, Philippine currency.

Hope to hear from you soon. Happy living!

CAROL G. CAAWAY
homedriven@gmail.com
BLOG https://homebuddiesmanila.blogspot.com

Common Real Estate Scams and How to Avoid Them

First things first. 

Learn from the mistakes of others.
Make wise and informed choices.

1. Five Common Real Estate Scams to Avoid

2. Real Estate Scams in the Philippines

Throw the Coins...

"Throw the Coins" from the 1995 movie "Sense and Sensibility".
Afternoon sun and my favorite window view.
Pastry slice and a cup of brewed coffee.

A warm house filled with memories.
They all go well together.

INCREDIBLY WONDERFUL TINY HOUSE....
I love her creativity and passion for making the most out of small spaces! She's a Filipina designer; quite amazing.